Two of our preferred lenders offer a new type of down payment assistance and the great news is that you do NOT have to be a first time home buyer. For buyers utilizing FHA financing the minimum down payment is 3.5% of the purchase price. In addition a buyer usually pays 3-4% in closing costs to complete a FHA purchase transaction.
The new program allows a buyer to finance 3% of their minimum down payment requirement. That leaves the buyer with 0.5% and their closing costs. Buyers can also receive a gift from a family member to cover closing costs if necessary. In certain situations the seller may contribute to the buyer's closing costs.
For more info on your financing options please contact the Brenkus Team
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