I've got to tell you that many loan companies that advertise on TV use nothing more than cute advertising techniques to "hook" you. Most of them are extremely slow and I strongly caution you that they use appraisal companies that are very conservative. What most consumers don't know that if a house appraises for less than you have it in contract for then you have to make up the difference. This can be very disappointing for a home buyer on limited funds. However there is a solution! Seek out a local lender which is classified as either a mortgage broker of mortgage banker. The banker is a direct lender and the broker will approch several lenders at the same time and get you the best deal. All lenders have different FICO requirements and recent loan activity requirements. Your best bet is find a Realtor who has a relationship with a lender that has good service and to with that. I have had bad experiences with lenders like Quicken Loans due to the response times being very slow and consiquently forcing a extension to close of escrow date. Most sellers have very low tolerance levels for that and the buyer runs the risk of loosing their earnest money deposit. In conclusion, if you are considering purchasing a home consult your local "Realtor" for the best lender to go with. Believe me, after 25 years of selling real estate this is the best advice that I can give you!
Author:Brenkus Team Phone: 702-526-2298 Dated: January 14th 2014 Views: 3,231 About Brenkus: Rick and Teri Have been top producers for over 30 years in the Las Vegas area and have been ranked i...
About Keller Williams Marketplace - Brenkus Realty Network
Rick and Teri Have been top producers for over 30 years in the Southern Nevada and have been ranked in the top 50 agents in the US by the Wall Street Journal out of over 1.3 million agents. They have sold over 7,000 homes in both stable and challenging markets. Their strategies and incredible systems to represent buyers and sellers can not be matched! Sellers enjoy netting top dollar in the least amount of time with their massive marketing and ability to stay ahead of the curve! This Top Producing Team has consistently been in the top 1% of agents Nationally for the last 30 years. They are national speakers and are highly sought after by many who want to get to the next level in their business. They also serve on Professional Standards at the Greater Las Vegas Association of Realtors and are Senior Faculty Instructors. Their list of credentials are endless!
Before you make any decision to Buy, Sell or Invest in Real Estate, be learning based and discover all the benefits, strategies and techniques Rick and Teri Brenkus offer to their clients..... You will be glad you did!!! 702-456-5959
Who Endorses Brenkus Realty Network?Here at Brenkus Realty Network,
"I had a wonderful experience with the Brenkus Team. I recently sold my home in Las Vegas,89108. And I had great experience working with two wonderful people: Nick Basso & Alex Feurtado. From the first time we start working together they went above and beyond to explain their services, give advice about the market and answer my questions. They were completely genuine and sincere when advising me through the process. As it was my first time selling a property, I had a lot of unknowns but felt comfortable trusting Nick & Alex advice.They are straightforward and knowledgeable. I never felt pressured to do certain things explain anything or remind them of things - they were very on top of everything from start to finish. There entire team were also very easy to work with. Communication was easy - email, text, phone... whichever way I contacted them I knew I would get a prompt response. Thank you Nick Basso & Alex Feurtado!!! We would not hesitate to recommend your services to anyone looking to buy or sell their property You're really good at following up with the client so as to ensure that they are never left in the dark. Keep it up! You have the natural ability to understand and feel what your customers are experiencing, and you are able to meet their needs. God Bless you all ! "