I've got to tell you that many loan companies that advertise on TV use nothing more than cute advertising techniques to "hook" you. Most of them are extremely slow and I strongly caution you that they use appraisal companies that are very conservative. What most consumers don't know that if a house appraises for less than you have it in contract for then you have to make up the difference. This can be very disappointing for a home buyer on limited funds. However there is a solution! Seek out a local lender which is classified as either a mortgage broker of mortgage banker. The banker is a direct lender and the broker will approch several lenders at the same time and get you the best deal. All lenders have different FICO requirements and recent loan activity requirements. Your best bet is find a Realtor who has a relationship with a lender that has good service and to with that. I have had bad experiences with lenders like Quicken Loans due to the response times being very slow and consiquently forcing a extension to close of escrow date. Most sellers have very low tolerance levels for that and the buyer runs the risk of loosing their earnest money deposit. In conclusion, if you are considering purchasing a home consult your local "Realtor" for the best lender to go with. Believe me, after 25 years of selling real estate this is the best advice that I can give you!
Author:Brenkus Team Phone: 702-526-2298 Dated: January 14th 2014 Views: 3,285 About Brenkus: Rick and Teri Have been top producers for over 30 years in the Las Vegas area and have been ranked i...
About Keller Williams Marketplace - Brenkus Realty Network
Rick and Teri Have been top producers for over 30 years in the Southern Nevada and have been ranked in the top 50 agents in the US by the Wall Street Journal out of over 1.3 million agents. They have sold over 7,000 homes in both stable and challenging markets. Their strategies and incredible systems to represent buyers and sellers can not be matched! Sellers enjoy netting top dollar in the least amount of time with their massive marketing and ability to stay ahead of the curve! This Top Producing Team has consistently been in the top 1% of agents Nationally for the last 30 years. They are national speakers and are highly sought after by many who want to get to the next level in their business. They also serve on Professional Standards at the Greater Las Vegas Association of Realtors and are Senior Faculty Instructors. Their list of credentials are endless!
Before you make any decision to Buy, Sell or Invest in Real Estate, be learning based and discover all the benefits, strategies and techniques Rick and Teri Brenkus offer to their clients..... You will be glad you did!!! 702-456-5959
"It was a pleasure to have worked with the Brenkus Team in selling our property. We interviewed several broker candidates at the start, but once we met with Rick Brenkus, we knew we had found the right team for the job. And team is the key word here ... their group works as a team to sell your property. We were really impressed with the photo shoot and virtual tour that got created for the listing sites ... made our place look like a million bucks! Each of the team members were professional and were ready to help answer any questions or follow up on any issues we had. Thanks Brenkus Team for your excellent service"